Universal Life

Universal Life

Universal Life is considered the most flexible type of life insurance because it provides both premium and death benefit flexibility. It allows the owner to adjust the premiums according to their financial ability to accumulate cash value under the policy on a tax-deferred basis. Premiums are usually higher than a Term Life but less than a Whole Life policy.

 

Life Products

Life insurance may be one of the most important purchases you’ll ever make. In the event of a tragedy, life insurance proceeds can:
  • Help pay for final expensesproducts-life-universal
  • Be income replacement
  • Provide the ability to continue a business
  • Finance a child’s needs (education, care, etc)
  • Protect the spouse or significant other’s retirement plans
  • Help pay for estate taxes
  • And much more